Pricing

Our Pricing is Simple.
No Hidden Fees

Payments

This allows Merchants to create payment references they send to users to pay for goods and services

Start as low as

2%

₦3,000 Cap

2WM (Two Way Messaging)

Allows enterprises send messages and receive immediate replies, and follow up on responses with ease.

Start as low as

₦10

Per API call response

Text to Pay (OgaPay)

Also known as SMS payment, is an API that enables consumers to make a payment via texting on their phones.

Start as low as

2%

₦3,000 Cap

Let’s Do the Maths Together

Calculator

Ogaranya Fees (2%) = ₦40.00

  • Zero maintenance fee
  • Zero integration fee
  • No hidden fees or charges
  • Volume discounts available
  • Free, automatic settlement same day
  • Local fees capped at NGN 3,000
  • Local fees floored at NGN 100

FAQ

Frequently Asked Questions

How long does it take for me to get my money?
Your money is automatically settled to your account at the end of working each day. So payments received on Monday, for example, will be settled on Wednesday.
Are there any minimum payout thresholds?
You can choose two payout options – you can choose to get paid into a bank account. If you choose to get paid out into a bank account, the minimum payout threshold is NGN 5,000.
Can other info be added to an invoice?
Yes, If you want, we’ll provide you with a free, personalized 30-minute onboarding call to get you up and running as soon as possible.
How does billing work?
Plans are per workspace, not per account. You can upgrade one workspace, and still have any number of free workspaces.
Do you offer transaction volume discounts?
Yup! Merchants who process large volumes enjoy a discount on the transaction fee.
How do I change my account email?
You can change the email address associated with your account by going to untitled.com/account from a laptop or desktop.

Join over 400+ companies already growing with Ogaranya.

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Get Started

For Merchants

Text MERCHANT to 08107600076 to get an invitation code.

For Individual

Pay bills and buy airtime with text

For bill payment text UTILITY to 08107600076

To buy airtime text AirtimeLine PhoneNumber*Amount e.g MTN 08068869417*1000 to 08107600076